Financing options
A new roof should not drain your savings.
Flexible payment options for every budget. No-pressure consultation, honest numbers, decisions that protect your home and your wallet.
How you can pay
Check or ACH
Traditional payment. Due in two parts: deductible before tear-off, balance at completion.
Credit card
All major cards accepted. Convenient for smaller repairs or deductible payments.
SFC financing
Financing through Service Finance Company for qualified homeowners. Terms up to 240 months. Apply in minutes.
Insurance claim
On insurance jobs, the deductible is due before tear-off. The carrier covers the balance. We coordinate the depreciation release.
Service Finance Company
Financing that fits your roof and your budget.
- Terms up to 240 months
- Competitive rates for qualified homeowners
- Fast approval process (often same-day)
- No prepayment penalties
How it works
- 1
Get your free inspection
We inspect your roof and provide a written scope with honest pricing. No obligation.
- 2
Choose your payment option
Review your quote and select the payment method that works for your budget. We walk you through every option.
- 3
We handle the rest
Schedule the work, coordinate any insurance or financing paperwork, and complete the job to GAF Master Elite standards.
Common financing questions
What financing terms are available?
Through Service Finance Company (SFC), qualified homeowners can access terms up to 240 months. Rates and terms depend on credit profile and loan amount. We help you apply during the consultation.
Is there a minimum or maximum project size for financing?
SFC handles most residential roofing projects. Whether you need a $5,000 repair or a $25,000 full replacement, financing is available for qualified homeowners.
What payment is required before work begins?
On financed jobs, the lender pays us directly after work completion. On insurance claims, the deductible is due before tear-off and the carrier pays the balance upon completion. On standard jobs, we collect a deposit at contract signing.
Can I combine insurance and financing?
Yes. On insurance jobs, financing can cover the deductible or any upgrade costs not covered by the claim. We help you structure the most affordable path.
Ready to talk numbers?
Free inspection, real quote, no pressure. We will walk you through every payment option in person.